Rating Scale
A scale your customers understand
Every protocol and vault is assigned a clear, color-coded rating that surfaces directly in your white-labeled product UI.
A proprietary, three-tiered due diligence framework that evaluates and scores the operational, technical, and financial health of DeFi protocols — surfaced directly to your customers before they invest.
ShredPay Ratings doesn't just look at the protocol. We evaluate three distinct layers — protocol, vault, and market — to give a complete picture of risk.
Focuses on the foundational security and governance of the core decentralized application itself. Evaluates the robustness of the protocol's underlying technology and management to assess core infrastructure and compliance effectiveness.
The Vault/Curator layer shifts focus to the entity or team responsible for managing the specific investment strategy or vault parameters. This assessment is critical for understanding the human and organizational factors that influence risk. This determines the level to which the entity entrusted with strategic oversight possesses the requisite expertise, transparency, and technical knowledge to effectively manage the allocated capital responsibly.
Provides the final layer of risk assessment, focusing on the real-time financial and on-chain health of specific underlying asset pools and deployments. Uses quantitative metrics to determine market financial stability and risk appetite.
Every protocol and vault is assigned a clear, color-coded rating that surfaces directly in your white-labeled product UI.
Compliance, transparency, and informed decision-making — the standard for offering DeFi to your customers.
Designed for financial institutions, treasury management teams, and structured product offerings — built to meet the standards your compliance team requires.
Each rating reflects technical risk, strategy and curator risk, and market risk — surfaced to your customers so they make informed decisions before investing.
Set risk thresholds at the institution level. Restrict customers to "Low" and "Medium-Low" rated vaults, or open access tier-by-tier as you scale.
Embedded yield products with institutional-grade risk transparency, ready to white-label.
In issuing and maintaining its ShredPay DeFi Ratings, ShredPay relies on factual information it obtains from the third-party DeFi protocols and other publicly available sources that ShredPay believes to be credible. ShedPay conducts a reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology, and obtains reasonable verification of that information from independent sources, to the extent such sources are available. A ShredPay DeFi Risk Rating does not constitute an individualized recommendation that a DeFi protocol deposit/transaction is appropriate for you. You agree not to hold ShredPay liable for any losses, lost profits or other damages resulting from your use of - or reliance upon - any ShredPay DeFi Rating. For further information, please see Section 13 of the ShredPay Terms of Service.